Rule of 72 Calculator

Enter the annual rate of return.

Formula

Years to double ≈ 72 / rate (%)

Worked example

At 6% a year, money doubles in about 72 / 6 = 12 years (exact: 11.9).

Frequently asked questions

How accurate is the rule of 72?

Very close for rates between about 4% and 12%.

Does it work for inflation?

Yes: at 3% inflation, prices double in about 24 years.

What is the rule of 70?

A variant that is slightly more accurate for low rates.

Related calculators

Results are estimates for information only. Check important figures with a professional.